Become a Member

 

Your tomorrow self will thank you

 

 

You deserve exclusive benefits. So we’ve created product bundles.

We’ll get straight to the point: With Signal Bundles1,2, you’ll earn more, save more, and get more out of your money. We’re talking exclusive benefits like loan discounts, premium rates, waived fees, and LinkRewards3—all available for just being you.

Have a birthday coming up? You’ll get points. Buying gas anytime soon? You’ll get points. Is your Signal anniversary around the corner? You’ll get points. It’s that easy. But that’s only scratching the surface on rewards possibilities. So we’ve included them all below for easy reference.

So, which bundle is right for you? We thought you’d never ask.

We know that your banking needs are unique, so we’ve created a few relationship levels to best match your lifestyle. Whether you’re a serious saver or keeping things casual, we’ve got the exclusive rewards your tomorrow self will thank you for.

Signal BundlesFor ADA version, click here

Existing Members

To upgrade to a bundle, simply call Member Services at 301-933-9100, stop by, or fill out the form below.

New Members

If you’re new to Signal, then click the “Get Started” button to access the online Membership Application Form.*
* Your selection at this stage is not confirmation of your eligibility for this product bundle and will be discussed with you during the application process.

GET STARTED

 

Yes, I’m interested in a bundle!

Membership Disclosure

1 Bundles are not available for Business, Estate, or Representative Payee membership account types. Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or a service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements.
2 Bundles are subject to monthly maintenance fees. Monthly fees may reduce earnings. Monthly fees could bring your balance negative if there are not enough funds available in your account. Your Signal Bundle relationship may be downgraded and/or your share account(s) closed if your share account balance(s) is/are negative for 90 days or more. Other transaction and service fees, including insufficient funds and overdraft fees, may apply. If any share account that makes up a Signal Bundle is closed, the benefits of the current Bundle will no longer apply, and the member’s relationship must be converted to another Bundle or Selections. If a share account is closed by the credit union, the member’s relationship will be converted to Selections. The member’s remaining share accounts may be renamed and will become subject to the terms, fees, and conditions of the new relationship. See our Fee Schedule for more information.
3 Visit signalfinancialfcu.org/linkrewards to learn more about our points-based rewards program.

4 $10 monthly maintenance fee waived when member maintains a minimum $250 average monthly balance in Connect Checking or completes a minimum of five (5) debit card purchases per month. Average monthly balance is calculated by taking the sum of the daily end of day balances in the calendar month and dividing the sum by the number of days in the month. Debit card purchases are completed when they post to the checking account. Pending purchases are not considered completed purchases.
5 Signal Financial FCU will waive the first six (6), eight (8), and ten (10) foreign ATM fees each month for Connect, Direct, and Premium bundle relationships, respectively. Signal Financial foreign ATM fees are assessed when members use a Signal Financial FCU debit card at non-Signal Financial FCU ATMs. ATM surcharge fees from the other financial institution may still apply.
6 Fee is separate from amount loaded onto the card and is paid at time of purchase.
7 APY = Annual Percentage Yield. Rates are variable and subject to change.
8 No minimum balance is required to open or earn dividends.
9 Excludes fees for expedited payments.
10 $10 monthly maintenance fee waived when member receives a minimum of $500 in monthly direct deposits to Direct Checking AND does one of the following: maintains a minimum $250 average monthly balance in Direct Checking or completes a minimum of five (5) debit card purchases per month. Excludes ME2ME, person-to-person transfers, and ACH transfers from individuals (including those facilitated by internet payment providers). Average monthly balance is calculated by taking the sum of the daily end of day balances in the calendar month and dividing the sum by the number of days in the month. Debit card purchases are completed when they post to the checking account. Pending purchases are not considered completed purchases.
11 APR = Annual Percentage Rate.
12 Approved new loans only, with automatic payment from your Signal Financial FCU checking account. Cannot be combined with any other offer. Existing loans excluded.
13 $25 monthly maintenance fee waived when member maintains a minimum combined $25,000 average monthly balance in share accounts (excluding share certificates) OR has an open Signal Financial FCU mortgage product (mortgage or home equity). Average monthly balance is calculated by taking the sum of the daily end of day balances in the calendar month and dividing the sum by the number of days in the month.
14 Available on new and extended share certificates 36 months or greater with a minimum starting balance of $10,000 only. Cannot be combined with any
other offer.
15 Approved new loans only, with automatic payment from your Signal Financial FCU checking account, provided member is in good standing. Cannot be combined with any other offer. Existing loans excluded.

 

Note: If the primary member is under the age of 18, account maintenance fees will not be charged. See Membership Disclosure for credit union membership qualifications and eligibility.