Signal Smart Savings

Bank smarter, not harder.

With a dividend rate of 4.33% APY, Signal Smart™ Savings is the high yield savings account designed to help you earn more without having to do more,
so you can spend more time focusing on your obsession.

Signal Smart Savings offers you high earnings with the value of being a lifelong member of Signal Financial Federal Credit Union. Plus, with no minimum balance or transactions requirements, our savings account supports you along every step of your financial journey.

Open an account today and start saving smarter.


It’s not just a savings account.

By opening an account with Signal Financial Federal Credit Union, you’re not just banking, you’re becoming an owner of your finances. Signal Financial has been serving the metro-DC area for more than 75 years, supporting our members in achieving their financial goals.

As a trusted partner, our members have access to financial education resources, webinars, and events, to help you understand your finances. Plus through our partnership with Balance Pro, we can coach you through debt management, saving for education, and homebuying.


Already a member?

There are three ways to add Signal Smart Savings to your account. You can:

  • Send a secure message via online banking and we will get back to you with next steps
  • Book an appointment to visit your local branch
  • Complete the form below and a member of our Signal Team will reach out to help open your account.

We’re making it easier to
chase your obsession.

We’re obsessed with convenience. Our mobile app and online banking platform provides the ease-of-use you crave to stay in-tune with your finances, budgeting, and spending habits while on-the-go. So tell us, what’s your obsession?

APY = Annual Percentage Yield. As of October 18, 2023. Signal Smart Savings is a tiered savings account with no minimum account balance required. Signal Financial reserves the right to end or modify this offer at any time. Rates subject to change at any time without notice. Membership required.

Please see the Account Fees and Information for more details. If you have any questions or need current rate information on your accounts, please call (240) 512-8240.