What does Signal Financial Federal Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and account balances
- Account transactions and credit card or other debt
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Signal Financial Federal Credit Union chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Signal Financial Federal Credit Union share member information?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus||Yes||No|
|For our marketing purposes — to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes — information about your transactions and experiences||No||We don’t share|
|For our affiliates’ everyday business purposes — information about your creditworthiness||No||We don’t share|
|For non-affiliates to market to you||No||We don’t share|
Call toll-free (800) 368-0108 or go to signalfinancialfcu.org.
What we do
How does Signal Financial Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Signal Financial Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or show your government-issued ID
- provide employment information or give us your contact information
- show us your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and non-financial companies.
— Signal Financial Federal Credit Union has no affiliates.
Companies not related by common ownership or control. They can be financial and non-financial companies.
— Signal Financial Federal Credit Union does not share with our non-affiliates so they can market to you
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
— Our joint marketing partners include investment and insurance companies.
We do not knowingly collect Personal Information from individuals under the age of 13 who use our Sites without obtaining consent from a parent or legal guardian.
To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission’s website.