Youth and Young Adult Accounts

The future is bright.

Bright Future is Signal’s youth and young adult account for ages 0-26. The account is designed to instill financial responsibility among our younger members and comes equipped with most of the features of a standard Signal Financial account.


Parents and grandparents can transfer funds directly from their Signal Financial account into the youth account.

They can also link the youth account to their account on eBanking to enable easy monitoring of debit card usage.

Bright Future Accounts include:

Ages 0-10

  • Savings
  • Share Certificate
  • eBanking
  • Coverdell

Ages 11-26

  • Savings
  • Share Certificate
  • eBanking
  • Checking
  • Debit Card
  • Club Accounts
  • Student VISA (+18)
  • First-time Car Buyers (+18)
  • First-time Home Buyers (+18)
  • IRA Shares/Certificates (+18) (Traditional, Roth, Coverdell)

Get Started

Children’s Privacy
We do not knowingly collect Personal Information from individuals under the age of 13 who use our Sites without obtaining consent from a parent or legal guardian.

To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission’s website.

Due to staff training, the Kensington and Largo branches will close at 12 PM Saturday, October 1st. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

President's Day

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

The Kensington and Largo branches will be closed on Saturday, April 30th for staff training. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

Closure Notice

Due to inclement weather all Signal Financial branches are closed today. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

On Thursday, June 30th ATMs, online and mobile banking will be unavailable from 9:00pm – 2:00am for maintenance.

Labor Day Closure

All branches and the call center will be closed on Monday, September 5, 2022 in observance of Labor Day.

Independence Day Closure

All branches and the call center will be closed on Monday, July 4, 2022 in observance of Independence Day.

Juneteenth Closure

All branches and the call center will be closed on Monday, June 20 in observance of Juneteenth.

Memorial Day Closure

All branches and the call center will be closed on Monday, May 30, 2022 in observance of Memorial Day.

Presidents’ Day Closure

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

New Years Day Closure

All branches and the call center will be closed on Friday, December 31 and Saturday, January 1 in observance of New Year's Day.

The Capitol Hill, City Center and Leisure World branches will be closed on Thursday, December 30th, 2021. We apologize for any inconvenience. Have a safe Holiday!

Christmas Holiday Closures

All branches and the call center will be closed on Thursday, September 29, 2022 and Thursday, September 29, 2022 in observance of the Christmas holiday.

Thanksgiving Holiday Closures

All branches and the call center will be closed on Thursday, November 24, 2022 and Friday, November 25, 2022 in observance of the Thanksgiving holiday.

Veterans Day Holiday Closure

All branches and the call center will be closed on Friday, November 11, 2022 in observance of the Veterans Day holiday.