Signal Smart Business

Bank smarter, not harder.

With a dividend rate of 4.33% APY, Signal Smart™ Business is the high yield savings account designed to help you earn more for your business without having to do more, so you can spend more time growing your obsession.

Signal Smart Savings offers our business members high earnings with the value of being a lifelong member of Signal Financial Federal Credit Union. Plus, with no minimum balance or transaction requirements, our savings account supports you from start up to expansion.

Open an account today and start saving smarter.


It’s not just a savings account.

By opening an account with Signal Financial Federal Credit Union, you’re not just banking, you’re becoming an owner of your company’s finances. Signal Financial has been serving the metro-DC area for more than 75 years, supporting our members in achieving their financial goals.

As a trusted partner, our members have access to financial education resources, webinars, and events, to help you understand the finances of your business. Through our partnership with Balance Pro, you can talk to financial counselors, attend workshops, and more – all geared to our members in charge of their own businesses.

Already a member?

There are three ways to add Signal Smart Business to your account:

  • Send a secure message via online banking and we will get back to you with next steps
  • Book an Appointment to visit your local branch
  • Complete the form below and a member of our Signal Team will reach out to help open your account

APY = Annual Percentage Yield. As of October 18, 2023. Signal Smart Business is a tiered savings account with no minimum account balance required. Signal Financial reserves the right to end or modify this offer at any time. Rates subject to change at any time without notice. Membership required.

Please see the Membership Disclosure for more information. If you have any questions or need current rate information on your accounts, please call 301-933-9100 x 298.