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Take Ownership of
Your Financial Journey

Join the credit union empowering you to be Signal Smart® about your finances.

Signal Smart Share Certificates

With terms ranging from 6 to 72 months, Signal Smart Share Certificates allow you to save your way for what lies in the distant – and not-so-distant – future.

  • $5 one-time membership share
  • $500 minimum to open
  • Fixed dividend rate no matter how the market fluctuates
  • Option to extend your term by 6 months or more
  • Knowing you’ve moved from saver to investor

12 Months | 4.24% APY2

 

I want to...

Make a big purchase.

 

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Save smarter.

 

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Plan my kid's financial journey.

 

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Be rewarded for my spending.

 

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Get to know Signal.

1
1
 

I want to...

Make a
big purchase.

 

I want to...

Save smarter.

 

I want to...

Plan my kid's
financial journey.

 

I want to...

Be rewarded for
my spending.

 

I want to...

Get to
know Signal.

1
1
Member Perks

Member Perks

Financial Solutions

Financial Solutions

Financial Education

Financial Education

With You Anytime, Anywhere…Really, Anywhere

We bring quality, modern banking to you. Manage your finances from the metro, school play, mountaintop, and anywhere in-between.

Today’s Rates

5/1 ARM

5.117% APR1

Signal Credit Cards

12.75% –18.00% APR1

Auto Loans

4.74% APR1

Elevate Your Financial Knowledge

Discover articles, interviews, videos, and more, all designed to provide you with the financial insights, tips, and guidance you need to navigate your financial journey with confidence.

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Everyday Finances

What Is a Credit Freeze?

Fraud Prevention Toolkit: Understanding Credit Freezes In this digital era, identity theft has become a…
Signal

Signal Financial Appoints Adriana Freeman as VP of Marketing & Engagement

KENSINGTON, MD January 6, 2026 – Signal Financial Federal Credit Union is pleased to welcome…
Smiling young woman carrying christmas gifts and shopping bags in a decorated street
Security

How to Stay Safe from Holiday Scams

Outsmart the Grinches: Spot and Stop the Holiday Scams The holiday season is a festive…
Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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