Money Market Accounts

Flexibility and higher dividend rates

Money market accounts are a bit like a savings account and a checking account combined. You get a higher interest rate than a standard savings account plus check-writing ability.

Choose one of our tiered accounts, where the dividend rate increases as your balance does, so you earn more when you save more, or choose one of the special money market accounts offered through our product bundles, which have even higher rates than our standard money market accounts.

Maximize your savings, and get more out of your membership.

Special money market accounts with our best rates are part of the package of benefits that come with membership in our Signal Direct Bundle or Signal Premium Bundle. Visit our Signal Bundles page for more information about Signal product and service bundles and their benefits to members.

Signal Direct Money Market Account [2]

Included with Signal Direct Bundle 

Minimum BalanceDividend RateAPY[1]
$00.13%0.13%

Signal Premium Money Market Account [3]

Included with Signal Premium Bundle 

Minimum BalanceDividend RateAPY[1]
$00.13%0.13%
$25,000+0.25%0.25%

Standard Money Market Account

Minimum BalanceDividend RateAPY[1]
$2,500.00 – $19,999.990.03%0.03%
$20,000.00 – $49,999.990.05%0.05%
$50,000.00 – $99,999.990.08%0.08%
$100,000.00+0.13%0.13%

1 APY=Annual Percentage Yield. You may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order.

2 Signal Direct Money Market Account included with enrollment in the Signal Direct bundle. Direct deposit enrollment is required for this bundle. Must be 18 years or older to qualify. Dividends are compounded monthly.

3 Signal Premium Money Market Account included with enrollment in the Signal Premium bundle. Dividends are compounded monthly.

Please see the Membership Disclosure for more information. If you have any questions or need current rate information on your accounts, please call 301-933-9100 x 298.

8-Month Certificate of Deposit Promotion

For a limited time only, we're offering an 8-Month Certificate of Deposit with a 4.20%* APY. New deposits only.

 

The Capitol Hill branch and ATM are temporarily closed.

President's Day

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

Digital Member Support will close at 4 PM on Friday, September 30th. Online banking and ATMs are available 24/7. Our apologies for any inconvenience. 

Closure Notice

Due to inclement weather all Signal Financial branches are closed today. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

Digital Member support will close at 12 PM on Saturday, October 1st. Online banking and ATMs are available 24/7. Our apologies for any inconvenience.

Labor Day Closure

All branches and the call center will be closed on Monday, September 5, 2022 in observance of Labor Day.

Independence Day Closure

All branches and the call center will be closed on Monday, July 4, 2022 in observance of Independence Day.

Juneteenth Closure

All branches and the call center will be closed on Monday, June 20 in observance of Juneteenth.

Memorial Day Closure

All branches and the call center will be closed on Monday, May 30, 2022 in observance of Memorial Day.

Presidents’ Day Closure

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

New Years Day Closure

All branches and the call center will be closed on Friday, December 31 and Saturday, January 1 in observance of New Year's Day.

The Capitol Hill, City Center and Leisure World branches will be closed on Thursday, December 30th, 2021. We apologize for any inconvenience. Have a safe Holiday!

Christmas Holiday Closures

All branches and the call center will be closed on Sunday, December 4, 2022 and Sunday, December 4, 2022 in observance of the Christmas holiday.

Thanksgiving Holiday Closures

All branches and the call center will be closed on Thursday, November 24, 2022 and Friday, November 25, 2022 in observance of the Thanksgiving holiday.

Veterans Day Holiday Closure

All branches and the call center will be closed on Friday, November 11, 2022 in observance of the Veterans Day holiday.