From the Teller Line: Money Managing Tips During the Pandemic

Due to the uncertainty that the COVID-19 pandemic has caused in our lives, budgeting has become a major priority along with staying safe and healthy. While you may end up utilizing more of your credit card limits than normal, you want to avoid accumulating too much additional debt and long-term financial damage. Taking some simple steps to manage your money can give you a better grip on your finances during this time.

Below are some tips that can help you manage your finances.

  • Develop a budget- Making a monthly budget will show you exactly where your money is going. Personal budgeting involves three basic steps; track what you earn and what you spend, work to keep the second number lower than the first and thirdly, repeat. 
  • Cancel any nonessential subscriptions, memberships, and services- Cutting out nonessential spending can free up additional funds. For those services that you simply can’t live without, click here to view how you may be able to save some money.
  • Ask for help- If you qualify, apply for unemployment or other assistance programs. Plus, many companies and lenders are allowing people to defer payments until they resume earning income to keep accounts in good standing and avoid damage to credit score.
  • Look for ways to earn additional income- Be on the lookout for opportunities that will add a few extra bucks to your pocket. Look into driving for ride sharing apps or takeout delivery apps such as AmazonPostmates, or Shipt. More times than not, you can begin earning within 2-3 days, and you can cash out your earnings immediately to pay bills and add to your savings account.
  • Remain calm– Keep reminding yourself, that this current situation we’re in is not forever. Things will look up eventually and return to some sort of normalcy. In the meantime, remain calm and avoid acting out of desperation.

For more useful tips, information and advice on financial empowerment, follow us on Facebook at: facebook.com/SignalFinancialFCU.   We’re also on Twitter and Instagram at: @signalfcu

-Written by James Fleet, Member Relationship Specialist

The Capitol Hill branch and ATM is temporarily closed.

President's Day

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

Digital Member Support will close at 4 PM on Friday, September 30th. Online banking and ATMs are available 24/7. Our apologies for any inconvenience. 

Closure Notice

Due to inclement weather all Signal Financial branches are closed today. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

Digital Member support will close at 12 PM on Saturday, October 1st. Online banking and ATMs are available 24/7. Our apologies for any inconvenience.

Labor Day Closure

All branches and the call center will be closed on Monday, September 5, 2022 in observance of Labor Day.

Independence Day Closure

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Juneteenth Closure

All branches and the call center will be closed on Monday, June 20 in observance of Juneteenth.

Memorial Day Closure

All branches and the call center will be closed on Monday, May 30, 2022 in observance of Memorial Day.

Presidents’ Day Closure

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

New Years Day Closure

All branches and the call center will be closed on Friday, December 31 and Saturday, January 1 in observance of New Year's Day.

The Capitol Hill, City Center and Leisure World branches will be closed on Thursday, December 30th, 2021. We apologize for any inconvenience. Have a safe Holiday!

Christmas Holiday Closures

All branches and the call center will be closed on Tuesday, October 4, 2022 and Tuesday, October 4, 2022 in observance of the Christmas holiday.

Thanksgiving Holiday Closures

All branches and the call center will be closed on Thursday, November 24, 2022 and Friday, November 25, 2022 in observance of the Thanksgiving holiday.

Veterans Day Holiday Closure

All branches and the call center will be closed on Friday, November 11, 2022 in observance of the Veterans Day holiday.