From Side Hustle to Main Hustle. We’ve Got You Covered.

We want you to not just be smart – but Signal Smart – about your business. Our business solutions will have you spending less time on paperwork and more time meeting with customers, fulfilling orders and planning for the future.

The Smart Choice

Signal Financial understands your needs as a local business, because we’re one too. We’ve served our members in Maryland, DC, and Virginia for more than 76 years, and today help more than 600 business owners reach their financial potential.

Start Smart with Our Business Checking

Signal’s Basic and Analysis Checking accounts offer you options based on your business size.

Etsy store picking up speed? Orders starting to roll in?

Signal’s Basic Checking is designed with you in mind. Perks include:

  • No minimum balance required
  • Open with just $100 + $5 one-time membership share
  • Managing your business like a business

500+ transactions per month?

Signal’s Analysis Checking is for you. Perks include:

  • Open with as little as $500 + $5 one-time membership share
  • Monthly earning credit to offset any fees and costs incurred
  • Satisfaction in knowing you’ve moved from side hustle to main hustle

Own Your Finances

When you join Signal Financial, you become an owner of your financial institution. As a federal credit union, Signal Financial is a not-for-profit owned and led by our members. When we make a profit, we give it back to our members in the form of dividend shares.

Earn More With Our Savings Solutions

Our Signal Smart Business Solutions give you savings options to gain more from your hard-earned profit:

  • Signal Smart Savings: Our high yield savings account that returns 4.33% APY* with no minimum balance or transaction requirements and no monthly fees
  • Signal Smart Share Certificates: With rates as high as 5.127% APY** and terms ranging from 6 – 60 months, you have your pick of which savings solution works for you. Open with as little as $500.

Let’s Connect

Signal Financial is here to help you be Signal Smart about your business. Provide your contact information and Signal will reach out to discuss how we can help you achieve your business goals.


*APY = Annual Percentage Yield. As of April 8, 2024. Signal Smart Business is a tiered savings account with no minimum account balance required. Signal Financial reserves the right to end or modify this offer at any time. Rates subject to change at any time without notice. Membership required.

**APY = Annual Percentage Yield. As of April 8, 2024. Minimum balance of $500 required. Dividends are compounded daily and credited monthly. Penalties apply for early withdrawal. Fees could reduce the earnings on the account. Membership required.

Please see the Account Fees and Information for more details. If you have any questions or need current rate information on your accounts, please call (301) 933-9100.