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From Side Hustle to Main Hustle—We’ve Got You Covered

We want you to not just be smart—but Signal SmartTM—about your business. Our business solutions will have you spending less time on paperwork and more time meeting with customers, making an impact, and planning for the future.

The Smart Choice

Signal Financial understands your needs as a local business because we’re one too. We’ve served our members in Maryland, DC, and Virginia for more than 76 years, and today we help more than 600 business owners reach their financial potential.

Start Smart with Our Business Checking and Debit

Signal’s Basic and Analysis Checking accounts offer you options based on your business size. No minimum balance required, open for as little as $100, and earn extra rewards for your debit swipes.

Credit That Works for You

Signal’s Business credit card is the go-to credit card for your business expenses—from everyday supplies to business travel.

  • Purchasing power of up to $50,000
  • Introductory Balance Transfer Promotion for the first 6 months after card opening4

Earn More with Our Savings Solutions

Our Signal Smart savings solutions give you options to gain more from your hard-earned profit.

  • Signal Smart Savings:
    Flexible for your day-to-day savings account. Our high-yield savings account returns 4.008% APY2 with no minimum balance or transaction requirements and no monthly maintenance fees
  • Signal Smart Share Certificates:
    With rates as high as 5.127% APY2 and terms ranging from 6 to 72 months, you have your pick of which long-term savings solution works best for you

Turn Your Idea into Reality

Signal’s business loans are designed to fit your small business needs. Whether it’s for new equipment, a bigger marketing budget, or much-needed renovations, Signal’s commercial loans have you covered.

  • Commercial loans starting at $50,000
  • No prepayment penalties
  • Up to 15-year maturity
  • Up to 30-year amortization

Plan for the Future

Member Perks

We want you and your business to be successful. That’s why we’re committed to helping our business members bank easier, bank faster, and bank better. As a business member, you have access to even more membership perks that will help you be Signal Smart about your business’ finances.

Let’s Connect

Complete the form below and a member of the Signal team will reach out on how you can become a Signal business member today.


Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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