Skip to main content

Member Perks

You don’t just earn more as a member of Signal Financial, you save more, do more, and learn more too!

Tools to be Signal Smart™

Financial Education

FREE access to tools and resources to help you move from financial novice to financial expert.

  • Financial webinars and online courses
  • Trained financial counselors ready to listen and support your financial journey
  • Mortgage, loan, and savings calculators
  • Articles, toolkits, podcasts, and more

Signal Rewards,
Powered by uChoose

Earn even more with your debit and Signal Platinum or Signal Signature credit cards. Simply make purchases with your Signal debit or credit card and earn points depending on where you shop, purchase gas, and pay for everyday expenses. Then redeem them for gift cards, travel options, entertainment, and so much more!

Credit Score Confidence

We want to take the confusion out of understanding your credit score. With our Credit Score Dashboard in our online banking and mobile app, you can:

  • View your credit report, credit rating, and credit usage
  • Receive personalized tips and recommended actions on ways you can improve your score
  • Continuously track your credit history and progress

Added Protection

Home, Auto, and Life Insurance by TruStage®

Through our partnership with TruStage, you have access to competitive home, auto, and life insurance options.

Auto/Home Insurance
  • Accident Forgiveness1
  • 24-hour Claim Assistance
  • Better Car Replacement™
  • Ability to bundle and save even more
AD&D Life Insurance
  • Provide financial protection to your family
  • Guaranteed acceptance
  • Cost-effective, monthly rate so you can budget
  • Covered anywhere – at home, at work, on vacation, or during travel
  • Additional coverage amounts for cancer, heart attacks, and strokes

With You When You Need Us Most

Overdraft Protection and Privilege

We get it, sometimes you don’t have enough money in your account to cover a transaction. That’s where Signal comes in. Learn more about our overdraft protection and privilege options.


Take a month “off” from your loan payment.

Whether it’s to catch up on bills, an unexpected expense, or to enjoy an extra night’s stay for your next trip, give yourself something extra with Skip-A-Pay2.

  • Available for auto, personal, and share secured loans
  • Must be enrolled in a Signal bundle
  • Send your request at least 5 days2 before your loan payment is due
  • Available year-round so you can choose the month you want to skip
  • A one-time fee of $30 will be applied

Auto-payments outside of Signal Financial need to be adjusted by you.

Extra Perks

Wire Transfers:

Wiring funds domestically from your Signal account is easy and available to members for $30 per wire.

Here’s how:

  • Submit your request between 9:00 am and 2:30 pm EST by visiting your local branch or by contacting our Digital Member Support team
  • Be prepared to show adequate identification

Wiring money to your Signal account?

Provide the originating bank with the following wire instructions:

  • Signal Financial FCU
  • Kensington, MD
  • Routing Number: 255075495
  • Further Credit: (member name, number, account suffix)

Notary Services

Contact Signal today to discuss any of our Signal Member Perks.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
Currently using our live chat with a Signal team member and need to share your screen?