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Signal Smart™ Plus

Bank smarter with Signal, and we’ll bank better for you.

Signal Smart Plus is our way of saying “Thanks” for choosing to bank more with Signal Financial. With added perks and more ways to earn and save, Signal Smart Plus has you covered.

Become a Plus member today:

  • Signal Smart Plus exclusive perks and more ways to save
  • Signal Smart Plus Checking + Signal Smart Plus Savings
  • High-yield savings account earning 7x the national average2
  • No minimum account balance required
  • Minimum $500 direct deposit per month or 10+ debit card swipes per month

3.583% APY1

Signal Smart Plus Savings

Make the Most of Your Membership

Become a Signal Smart Plus member today and elevate your banking experience with Signal.

Better Banking, Better Rewards

Signal Smart

Signal Smart Plus

High-yield savings account

2.531% APY33.583% APY1

Signal RewardsTM powered by uChoose4

Flexibility to access funds anytime

No minimum balance requirements

No maintenance fees

No maintenance fees
if qualifications met

Checking account with Signal Smart Debit Card

Overdraft protection options

0.25% APR5 discount on new fixed-rate personal
and auto loans

5 Non-Signal ATM fees waived each month

Free domestic outgoing wire transfers

Full refund on appraisal fee for new mortgages

Purchasing a Home?

Signal Smart Plus members receive a full refund on appraisal fees.

Save on Your Personal or Auto Loan

Save big on your new fixed-rate personal or auto loan with a 0.25% APR5 discount.

Say Goodbye to Fees

  • Ditch ATM fees with 5 non-Signal ATM fees waived each month
  • Save even more with free domestic outgoing wire transfers

Signal Smart Debit Card

Signal Smart Plus Checking comes with our Signal Smart Debit Card. With added security and easy-to-use features, you’ll want this card to be at the top of your wallet.

  • Greater security than cash or checks
  • Get cash back with in-store purchases
  • Withdraw cash surcharge-free from our 10,000+ strong network of ATMs via our partnership with MoneyPass
  • Coverage if your card is ever lost, stolen, or fraudulently used with our Zero Liability Fraud Protection6
  • Visa® Chip technology to prevent fraud from occurring, protect members from loss, and secure future payments
  • 24/7 Fraud monitoring by Signal Financial and Visa®

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Signal Smart

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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