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A Bright Future Starts Today

Our youth and young adult accounts are designed for ages 0-26. With features like early savings, share certificates, online banking, and the unique ability for parents to transfer funds seamlessly, our Bright Future solutions ensure a smart and secure financial start.

0-6 Years:

Invest in Their Future

Bright Future Savings and Share Certificates are perfect for long-term planning and investments.

7-10 Years:

Teach the Art of Savings

Set savings goals, introduce financial planning, and guide your little one to obtain online banking basics.

11-17 Years:

Foster Independence

Evolve Bright Future for teens by adding Bright Future checking and debit card features, providing monitored financial independence.

18-26 Years:

Financial Freedom

As young adults, Bright Future supports their journey with advanced options, from auto loans and credit cards to Roth IRA exploration and more.

It’s Never Too Early to Start

Teaching kids and young adults about proper financial management, budgeting, and savings can have a long-term impact. That’s why Signal’s Bright Future solutions are more than just a savings and checking account.

Online Banking and Mobile App allows for convenient management of accounts, ensuring accessibility anytime, anywhere while still under your supervision.

Debit Card (Ages 11-26): Offering the freedom of making everyday purchases, the inclusion of a debit card is a significant step towards financial independence. Plus, parents can easily transfer funds.

Signal Smart™ Savings: Establishing a savings account from a young age lays the foundation for financial responsibility and goal setting, promoting a habit of saving early on.

Coverdell ESA: A Coverdell education savings account (Coverdell ESA) is a trust or custodial account set up in the United States solely for paying qualified education expenses for the designated beneficiary of the account.

Guiding Tomorrow’s Financial Leaders

Articles, tips, online courses, and more to support your role in helping your children learn about and care for their finances.

Not a member?

Join the credit union committed to helping you and your family be Signal Smart about their finances.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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