Skip to main content

Where Your Car Dreams Take the Driver’s Seat

With Signal Financial, the journey to your dream vehicle is as smooth as the ride itself.

We offer:

  • Terms up to 84 months
  • New and used loans for vehicles and motorcycles
  • Access to our Premium Car Buying Service powered by TrueCar®
  • Easy online application process
  • Refinance options to save you money and earn extra cash

Vehicle Loan Rates

Product Up to 48 months APR1 as low as Up to 60 months APR1 as low as Up to 72 months APR1 as low as Up to 84 months APR1 as low as
New Autos 7.49% 7.49% 7.49% 7.74%
Used Autos 7.74% 7.74% 7.74% 7.99%
New Motorcycles 7.49% 7.49% 7.49% Not Available
Used Motorcycles 7.99% 7.99% Not Available Not Available

See Our Rates page for terms and conditions.

Shop and Save with Signal

Premier Car Buying Service powered by TrueCar®

Locate your next new or used vehicle using our partner, TrueCar®, for a hassle-free browsing and buying experience.

  • Be at ease. Get a better buying experience from our network of pre-screened dealers
  • Find guaranteed savings3 on new cars and dealer-guaranteed prices on used cars before visiting a dealer
  • Search and compare. Build your dream car, compare features, view photos, read reviews, and check your trade-in value. You can even see what others paid for the vehicle you want

Here’s how it works:

  1. Get pre-approved for your Signal vehicle loan.
  1. Bring your loan pre-approval and Price Protection Certificate to the dealer for an easy car-buying experience!

Drive with Peace of Mind

Signal’s Mechanical Breakdown Protection (MBP) Program3 will protect you after your warranty expires so you can save against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures.

Perks include:

  • Rental car allowance
  • 24/7 roadside assistance and towing
  • Availability on both new and used vehicles

Signal GAP Advantage4

Our GAP Advantage Waiver is a non-insurance product designed to give you some “just in case” coverage for life’s unexpected moments.
What is GAP?

Sometimes, the actual cash value of your vehicle as determined by your primary insurance carrier could be less than the actual balance you owe on your loan. In the event of a total loss or theft, GAP waives the difference between your outstanding loan balance and the actual cash value (ACV) of the vehicle up to the maximum loan-to-value (LTV) percentage. GAP may also cover up to $1,000 of your deductible if there is a “gap” after the primary insurance settlement is paid. The deductible is covered as part of the deficiency balance settlement.

GAP also provides you with a $1,000 credit towards the financing of a replacement vehicle!

Loan Balance $18,000
Insurance Settlement $15,000
GAP covers $3,000

Take the wheel with Signal Auto Loans, where your car dreams cruise into reality with ease.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
Currently using our live chat with a Signal team member and need to share your screen?