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Your Home’s Untapped Value

Let your home work smarter for you. Use a home equity loan to fund your next home improvement project, consolidate debt, pay for college, or take a well-deserved vacation.

7.490% APR1 introductory rate on our variable rate HELOC for the first 3 months, then as low as 8.50% APR thereafter.

Signal’s Home Equity Line of Credit (HELOC)

  • Leverage $500,000 or up to 90% of your home’s value
  • Full refund on your appraisal as a Signal Smart™ Plus member or Premium Bundle member
  • No application or annual fee
  • Low origination fee1 and closing costs
  • Easy access to funds through your Signal checking or savings account
  • Decide when and how much to use of your available credit limit
  • Withdraw funds when you need them for up to 10 years after the origination date

Fixed Second Trust Mortgage

  • Fixed interest rate for the entire term of your mortgage
  • The entire loan amount is disbursed at once
  • Offers predictable fixed, monthly payments

Understanding Home Equity

Your house’s equity – or the built-up value of your home from mortgage payments and market changes – can help you fund the next step in your financial journey.

A HELOC or Fixed Second Trust Mortgage lets you borrow from the built-up value of your home, while using your home as collateral.

Is a HELOC Right for You?

We’re here to take the guesswork out of securing a HELOC. Reach out to Signal and we’ll:

  • Perform a quick preliminary assessment based on your existing mortgage and the estimated value of your property
  • Discuss our home equity and other Signal Smart solutions available to you
  • Help you understand the application process and next steps
  • Empower you to leverage your power as a homeowner

Let’s Connect

Ready to put your home to work? Complete the contact form and a member of our team will be in touch!

Competitive rates and flexible smart solutions are just a few of Signal’s member perks.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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