Protecting Yourself from Identity Theft

Ensure mobile privacy and security with a cybersecurity concept. Business professionals employ encryption and key icons on virtual interface shields to protect personal information on smartphones.

Identity theft is a growing concern in our digitally connected world. Cybercriminals are constantly finding new ways to exploit personal information, making it crucial for individuals to take proactive steps to safeguard their identities.

Here are a few effective strategies to prevent identity theft and stay up with general scam prevention tips.

Secure Your Personal Information:

  • Shred sensitive documents containing personal information before disposing of them.
  • Use strong, unique passwords for online accounts, and update them regularly.
  • Avoid sharing personal information on social media platforms.

Monitor Your Financial Statements:

  • Regularly review your bank and credit card statements for any unauthorized transactions.
  • Set up account alerts to receive notifications for unusual activity.

Credit Monitoring:

  • Utilize credit monitoring services to keep track of changes to your credit report.
  • Obtain a annual credit report from each of the major credit bureaus to check for discrepancies.
  • Consider freezing your credit reports to prevent individuals from opening a new line of credit in your name.

Banking with Signal Financial FCU:

  • Rest assured that Signal Financial FCU employs robust security measures to safeguard your information.
  • Enable two-factor authentication for online banking access.
  • Avoid accessing sensitive information on public Wi-Fi networks.
  • Set up alerts and monitor accounts via our online banking and mobile app
  • Utilize our Digital ID via our mobile app when reaching out to Signal from a public location

Beware of Phishing Scams:

  • Be cautious of unsolicited emails, messages, or calls requesting personal information.
  • Verify the legitimacy of communications by contacting Signal Financial directly using official contact information.

Protect Your Devices:

  • Install reputable antivirus and anti-malware software on your devices.
  • Keep your operating system and software up to date to patch potential security vulnerabilities.

Secure Your Mail:

  • Retrieve mail promptly, especially if it contains sensitive information.
  • Consider using a locked mailbox or a P.O. box for added security.

Dispose of Old Devices Safely:

  • Before discarding old computers, smartphones, or other devices, ensure all personal information is wiped clean.

Educate Yourself and Stay Informed:

  • Stay informed about the latest identity theft trends and scams.
  • Share information with friends and family to create a network of awareness.

Remember, prevention is key when it comes to identity theft. By implementing these tips, you can significantly reduce the risk of falling victim to identity theft and protect your personal information.