How to Master Money Management as a Couple

How to Manage Money as a Couple

Managing money as a single person can be difficult enough, but how do you create the perfect financial union when you enter a relationship?

Begin with the tips below to keep the love alive and your finances flourishing!1. Start talking about your finances together on a weekly or monthly basis, and as often as needed. Be open and honest about your wants, needs and splurges when it comes to money. It’s important to get everything out on the table to build a strong foundation of trust and understanding when it comes to how you and your partner handle money. 

2. Discuss how many bank accounts you really need for one household and how you will manage them. For example, do you need one joint account, two individual accounts or both to manage your checking and savings needs. Also consider Signal’s Bundle accounts to help you save money.

3. Design a budget that fits your lifestyle. Remember to factor in the love part of your lives, such as expenses on gifts and date nights. Include indulgences from both partners, like writing into the budget weekly manicures, haircuts or a beer budget, if you can afford it. No expense is too small or should go unchecked. Everything both partners spend money on should be accounted for in the budget.

4. Get help managing your money. Call Signal to schedule an appointment with a financial expert about investing in your future. Our number is 301-933-9100. We are here to help.

Happy Valentine’s Day!

—The Signal Team

The Capitol Hill branch and ATM is temporarily closed.

President's Day

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

Digital Member Support will close at 4 PM on Friday, September 30th. Online banking and ATMs are available 24/7. Our apologies for any inconvenience. 

Closure Notice

Due to inclement weather all Signal Financial branches are closed today. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

Digital Member support will close at 12 PM on Saturday, October 1st. Online banking and ATMs are available 24/7. Our apologies for any inconvenience.

Labor Day Closure

All branches and the call center will be closed on Monday, September 5, 2022 in observance of Labor Day.

Independence Day Closure

All branches and the call center will be closed on Monday, July 4, 2022 in observance of Independence Day.

Juneteenth Closure

All branches and the call center will be closed on Monday, June 20 in observance of Juneteenth.

Memorial Day Closure

All branches and the call center will be closed on Monday, May 30, 2022 in observance of Memorial Day.

Presidents’ Day Closure

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

New Years Day Closure

All branches and the call center will be closed on Friday, December 31 and Saturday, January 1 in observance of New Year's Day.

The Capitol Hill, City Center and Leisure World branches will be closed on Thursday, December 30th, 2021. We apologize for any inconvenience. Have a safe Holiday!

Christmas Holiday Closures

All branches and the call center will be closed on Tuesday, October 4, 2022 and Tuesday, October 4, 2022 in observance of the Christmas holiday.

Thanksgiving Holiday Closures

All branches and the call center will be closed on Thursday, November 24, 2022 and Friday, November 25, 2022 in observance of the Thanksgiving holiday.

Veterans Day Holiday Closure

All branches and the call center will be closed on Friday, November 11, 2022 in observance of the Veterans Day holiday.