Your dream home is within reach!
Our 100% Mortgage option makes it possible to buy a home without a down payment. Designed for qualified borrowers, this program helps you get into your home faster while keeping your payments predictable.
- 0 down payment – keep your savings where they belong.
- 80/20 split – 80% first mortgage / 20% second mortgage as a home equity loan.
- Fixed rate on the second mortgage – your payment won’t change.
Ready to take the next step? Fill out the form below, and our Mortgage Loan Officer will contact you to discuss your options, review eligibility, and guide you through the process.
Approval based on creditworthiness.
Meet Richard, Mortgage Loan Officer at Signal
301-933-9100 ext. 274 →
301-706-0721 (c) →
rkepler@signalfinancialfcu.org →
NMLS #415220
Monday – Friday, 8:30 am – 5:30 pm
With 30 years of experience in the mortgage industry, Richard is a seasoned loan officer dedicated to helping clients navigate the home financing process. His goal is to provide personalized solutions and expert guidance to make homeownership dreams a reality for every client he serves.
Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
Routing Number:
255075495
Main Line
301-933-9100
VISA® Credit Card: General Assistance
For Consumer/Business Cards:
800-328-3018
For Visa Signature Cards:
800-328-3033
VISA® Debit Card: Lost/Stolen
866-498-2213
Automated Phone System
800-447-8997
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