Home is where your story begins.

At Signal Financial, we know how much home matters. That’s why we’re here to guide you every step of the way when buying your home. We offer a variety of flexible mortgage programs, great rates, fast approvals, and low down payments. Our loan officers guide you through the best options for your needs, and our in-house mortgage team reviews every loan individually to create the most value for every borrower. Make the home you’ve been dreaming of into reality. Get started today with a free consultation!


First Time Home Buyers

We make purchasing your new home easy and affordable with low rates, a variety of mortgage options, and opportunities to save more.

Find the Right Home Loan

Whether you’re buying your first home, moving up or looking to refinance, we have a number of mortgage products and programs to match your needs.

Home Advantage Program

Browse homes, search for a real estate agent, and earn cash rewards.

Mortgage Rates

Check out our great mortgage rates.

Mortgage Resources

Familiarize yourself with everything mortgage, from calculators to house buying tips.

Meet Our Loan Officers

Let our experienced mortgage loan officers be your personal guide to home ownership.

Rates offered to approved applicants will depend on a variety of factors including but not limited to loan amount, loan purpose, occupancy, credit score, loan-to-value ratio, and property type. Payment samples do not include taxes or insurance; the actual payment obligation will be greater. All loans are subject to credit and underwriting approval. Not all applicants will qualify for the lowest rate. All rates and terms are subject to change without notice. Closing Cost is estimated to range from $700 to $2,000 depending on the loan amount and the property location. 

The HomeAdvantageTM program is made available to you through a relationship between Signal Financial Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Signal Financial Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Signal Financial Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.