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Be Signal Smart® About Your Finances

Whether you need a loan for a big purchase or you’re saving for the next big step, we’re here to help.

Take Savings Into Your Own Hands

With terms ranging from 6 to 72 months, Signal Smart Share Certificates allow you to save your way for what lies in the distant – and not-so-distant – future.

  • $5 one-time membership share
  • $500 minimum to open
  • Fixed dividend rate no matter how the market fluctuates
  • Option to extend your term by 6 months or more
  • Knowing you’ve moved from saver to investor

12 Months | 4.24% APY1

6 Months | 4.18% APY1

Why Signal?

Signal Financial Federal Credit Union has been the smart choice in the DMV for more than 78 years. Our credit union is built on a strong foundation, and we’re committed to being our members’ lifelong financial partner.

Signal Smart Share Certificate Rates

Term Amount to Open Dividend Rate APY1
6 Months $500 4.10% 4.18%
12 Months $500 4.15% 4.24%
18 Months $500 3.80% 3.87%
24 Months $500 3.70% 3.77%
36 Months $500 3.75% 3.82%
48 Months $500 3.85% 3.92%
60 Months $500 3.90% 3.98%
72 Months $500 4.00% 4.08%

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Signal Smart Solutions

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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