HomeAdvantage

This free service can help you through every step of home buying and selling—from start to finish

Signal offers members the HomeAdvantageTM program as an added no-cost benefit of membership.

It’s part of our mission to provide the most value to our members. HomeAdvantage offers members several ways to get added value when buying or selling a home.

Enroll in HomeAdvantage


Buying or selling a home can be one of the most difficult and stressful financial transactions a family undertakes. Signal and the HomeAdvantage team offer several ways to make your home buying or selling process a little (or a lot) easier:

Search for Homes

Find your dream home using our online property listings! Search by number of bedrooms and baths, square footage, and zip code, among many other features. You can also circle an area on a map and we’ll show you what’s available in that area. Save your favorite searches and receive email alerts when new properties become available.

Use our site to research neighborhoods as well as homes: view comparable sales data and get access to neighborhood demographics including weather, schools, crime rates and more.

More info»


Find an Agent

More than half of all home buyers ask friends and family for a referral to a trustworthy, experienced real estate agent. That’s because the right agent can make all the difference.

CU Realty works with Signal to put together a network of agents from top brokerages in your area. We use a thorough vetting process to select real estate agents who have the knowledge, passion and dedication to help you find the right deal at the right price or sell your existing home in the manner you would expect. Agents in the HomeAdvantage network are fully licensed and have been actively engaged, full-time real estate professionals for at least three years.

As a HomeAdvantage user, you’re free to browse our network of agents online to find one that works for you, or we can recommend one for you.

More info»


Earn Cash Rewards

Just use any agent in the HomeAdvantage network to buy or sell your home, and you’ll earn a cash rebate equal to 20% of the agent’s commission. Use one of our agents to buy AND sell, and you’ll earn a rebate on both transactions. As a buyer, you can apply it towards closing costs or take the cash outright! As a seller, you can use it reduce your agent’s commission. It’s your choice.

Members who work with an agent in our network earn an average of $1,545* in cash rewards at closing. Click here to estimate your cash rewards savings»

The rebate is based on the total home price, not the amount mortgaged. HomeAdvantage is an exclusive service provided by Signal Financial in partnership with CU Realty Services, the nation’s leading provider of real estate services for credit union members.

More info»


Questions?

For questions about Signal’s mortgage programs, to talk to a loan officer, get pre-qualified, or to find out more about HomeAdvantage and how Signal supports members buying or selling a home, call our Mortgage Lending Department at 301-933-9100, ext. 104, or email MortgageLending@signalfinancialfcu.org.

Get help with HomeAdvantage seven days a week via phone, chat or email: (800) 203-9014 or service@mycuhomeadvantage.com.


*The HomeAdvantage program is made available to you through a relationship between Signal Financial Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Signal Financial Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Signal Financial Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

The Capitol Hill branch and ATM is temporarily closed.

President's Day

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

Digital Member Support will close at 4 PM on Friday, September 30th. Online banking and ATMs are available 24/7. Our apologies for any inconvenience. 

Closure Notice

Due to inclement weather all Signal Financial branches are closed today. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

Digital Member support will close at 12 PM on Saturday, October 1st. Online banking and ATMs are available 24/7. Our apologies for any inconvenience.

Labor Day Closure

All branches and the call center will be closed on Monday, September 5, 2022 in observance of Labor Day.

Independence Day Closure

All branches and the call center will be closed on Monday, July 4, 2022 in observance of Independence Day.

Juneteenth Closure

All branches and the call center will be closed on Monday, June 20 in observance of Juneteenth.

Memorial Day Closure

All branches and the call center will be closed on Monday, May 30, 2022 in observance of Memorial Day.

Presidents’ Day Closure

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

New Years Day Closure

All branches and the call center will be closed on Friday, December 31 and Saturday, January 1 in observance of New Year's Day.

The Capitol Hill, City Center and Leisure World branches will be closed on Thursday, December 30th, 2021. We apologize for any inconvenience. Have a safe Holiday!

Christmas Holiday Closures

All branches and the call center will be closed on Tuesday, October 4, 2022 and Tuesday, October 4, 2022 in observance of the Christmas holiday.

Thanksgiving Holiday Closures

All branches and the call center will be closed on Thursday, November 24, 2022 and Friday, November 25, 2022 in observance of the Thanksgiving holiday.

Veterans Day Holiday Closure

All branches and the call center will be closed on Friday, November 11, 2022 in observance of the Veterans Day holiday.