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From Side Hustle to Main Hustle – We’ve Got You Covered

We want you to not just be smart—but Signal Smart—about your business. Our business solutions will have you spending less time on paperwork and more time meeting with customers, making an impact, and planning for the future.

The Smart Choice

Signal Financial understands your needs as a local business because we’re one too. We’ve served our members in Maryland, DC, and Virginia for more than 76 years, and today we help more than 600 business owners reach their financial potential.

Start Smart with Our Business Checking

Signal’s Basic and Analysis Checking accounts offer you options based on your business size.

Signal’s Basic Checking Account

Etsy store picking up speed? Orders starting to roll in?

Signal’s Basic Checking is designed with you in mind. Perks include:

  • No minimum balance required
  • Open with as little as $100, plus a $5 one-time membership share
  • Managing your business like a business

Signal’s Analysis Checking Account

500+ transactions per month?

Signal’s Analysis Checking is for you. Perks include:

  • No minimum balance required
  • Open with as little as $500, plus a $5 one-time membership share
  • Monthly earning credit to offset any fees and costs incurred
  • Satisfaction in knowing you’ve moved from a side hustle to a main hustle

Own Your Finances

When you join Signal Financial, you become an owner of your financial institution. As a federal credit union, Signal Financial is a not-for-profit owned and led by our members. When we make a profit, we give it back to our members in the form of dividend shares.

Earn More with Our Savings Solutions

Our Signal Smart Business Solutions give you savings options to gain more from your hard-earned profit:

  • Signal Smart Savings:
    Our high-yield savings account returns 3.562% APY1 with no minimum balance or transaction requirements and no monthly fees.
  • Signal Smart Business Share Certificates:
    With rates as high as 4.812% APY2 and terms ranging from 6 to 60 months, you have your pick of which savings solution works for you. Open with as little as $500.

Let’s Connect

Signal Financial is here to help you be Signal Smart about your business. Provide your contact information and a member of the Signal team will reach out to discuss how we can help you achieve your business goals.


Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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