Money Market Accounts

icon-banking-money-marketMoney market accounts are a bit like a savings account and a checking account combined: a you get a higher interest rate than a standard savings account plus check-writing ability.

Choose one of our tiered accounts, where the dividend rate increases as your balance does, so you earn more when you save more, or choose one of the special money market accounts offered through our product bundles, which have even higher rates than our standard money market accounts.

For members hoping to boost their savings quickly, the Signal Direct Money Market Account2 has no minimum opening deposit, and pays our highest rate once your balance reaches $2,500!


Standard Money Market Account

Minimum Balance Dividend Rate APY1

$2,500.00-$19,999.99

0.20%

0.20%

$20,000.00-$49,999.99

0.25% 0.25%

$50,000.00-$99,999.99

0.30%

0.30%

$100,000.00+

 0.35% 0.35%

 

Maximize your savings, and get more out of your membership!

Special money market accounts with our best rates are part of the package of benefits that come with membership in our Signal Direct Bundle or Signal Premium Bundle. Visit our Product Bundles page for more information about Signal product and service bundles and their benefits to members.

Signal Direct Money Market Account2

Signal Direct Bundle enrollment required

 

Minimum Balance Dividend Rate APY1

$2,500.00+

1.00%

1.00%

 

eMoney Market Account3

Signal Premium Bundle enrollment required

 

Minimum Balance Dividend Rate APY1

$2,500.00-$9,999.99

0.50%

0.50%

$10,000.00-$24,999.99

0.75%

0.75%

$25,000.00+

1.00%

1.00%

1 APY=Annual Percentage Yield. You may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order.

2 Signal Direct Money Market Account included with enrollment in the Signal Direct bundle. Direct deposit enrollment is required for this bundle. Must be 18 years or older to qualify. The Signal Direct Money Market does not accrue interest until balance is above $2,500.00.

3 eMoney Market Account (Signal Premium Money Market Account) included with enrollment in the Signal Premium bundle.

 

Please see the Truth in Savings Disclosure for more information. If you have any questions or need current rate information on your accounts, please call 301-933-9100 x 298.