How to Reach Your Money-Saving Goals By Writing a Budget

The only way to truly stick to any goal is by writing it down. Whether it’s writing a strict grocery list or a to-do list for the day. Writing your goals down will help you get things accomplished. The same goes for sticking to a budget. 

“You are 42 percent more likely to achieve your goals if you write them down,” according to a psychology expert on

Here is a list of three things to write out for your budget that will help you save more and spend less.

Money-Saving Tip #1
Write down all of your income at the beginning of each month.

Money-Saving Tip #2
Write down the amount of your bills and expenses each month.

(Tips 1 & 2 will help you understand what’s coming in, what’s going out and why.)

Money-Saving Tip #3
Don’t forget to include what you spend on eating out, birthdays, holidays and any other events.

Once you cut back on expenses, find a way to invest the extra money or put it in a savings account.

Remember that money adds up over time. Saving and investing a small amount can still provide you with hundreds or thousands of dollars in just one year.

See for yourself with the $5-a-week money plan below:

  For more useful tips, information and advice on financial empowerment, follow us on on Facebook at:   We’re also on Twitter and Instagram at: @signalfcu— Written by Leah Dorsey