Personal loans for whatever life throws you
Life is full of exciting opportunities and unexpected surprises. Whether you’re planning to take a big step or you’ve encountered an obstacle, our personal loans can help you navigate what comes next.
Signal’s Signature Loans
Available in amounts of $500 or greater, our fixed-rate, fixed-payment Signature Loans come in a few varieties for different purposes:
- Signature Loan: Ideal for expenses like a vacation, college books, computer, or any of life’s expenses that pop up.
- Home Improvement Loan: Great for financing those projects you’ve been considering to turn your house into your dream home.
- Debt Consolidation Loan: Can help you save money by consolidating other debt to reduce your interest rate or lower your monthly payments.
| Loan | Term | APR1 |
| Home Improvement Loan | up to 36 months | as low as 8.49% |
| 37-48 months | as low as 8.99% | |
| 49-66 months | as low as 9.49% | |
| Signature Loan / Debt Consolidation | up to 36 months | as low as 8.99% |
| 37-48 months | as low as 9.49% | |
| 49-66 months | as low as 9.99% |
Let’s Connect
Signal Financial is here to help you be #SignalSmart about your finances. Provide your contact information and Signal will reach out to discuss how we can help you achieve your financial goals.
Rates effective May 4, 2023.
1 APR=Annual Percentage Rate. Must be a Signal Financial Federal Credit Union member in good standing to qualify. All loans subject to credit approval. Rates subject to change without notice. The APR shown above reflects the current minimum APR offered and includes 0.50% discount for Direct bundle members or 0.75% discount for Premium bundle members. For members not in a Direct bundle, add 0.50% from rates shown above and for members not in a Premium bundle, add 0.75% from the rates shown above. Automatic payments from Signal Financial account is required for bundle discounts. Line of Credit, Share Secured, and Certificate Secured products do not qualify for bundle or other promotional rate discounts.
The APR may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio and aggregate credit score. A 36-month loan of $15,000 at 8.99% APR would have a monthly payment of $476.97; your payment may differ depending on rate, term, and product. Please apply or contact a loan officer to determine the rate, term, and amount for which you qualify.