Ready for rewards? You’ve come to the right credit union.
We provide members with exclusive benefits and rewards—so you can earn more, save more, and be prepared for life’s key moments. And with Signal Bundles, you can meet your financial goals no matter what stage of life you’re in. Did we mention you’ll earn rewards, too? Trust us, your tomorrow self will thank you.
So, which bundle is right for you?
We thought you’d never ask.
We know that your banking needs are unique, so we’ve created a few relationship levels to best match your lifestyle. Whether you’re a serious saver or keeping things casual, we’ve got the exclusive rewards your tomorrow self will thank you for. See Signal Bundles below.
| Connect CONNECT CHECKING + SAVINGS | Direct DIRECT CHECKING + DIRECT MONEY MARKET + SAVINGS | Premium PREMIUM CHECKING + PREMIUM MONEY MARKET + SAVINGS |
| Earn dividends on Connect Checking monthly balance | Earn higher dividends on Direct Checking monthly balance | Earn highest dividends on Premium Checking monthly balance |
| 6 ATM fees waived per month | 8 ATM fees waived per month | 10 ATM fees waived per month |
| No-fee Bill Pay | No-fee Bill Pay | No-fee Bill Pay |
| LinkRewards | LinkRewards | LinkRewards |
| $2 Fee Visa Gift Cards | $2 Fee Visa Gift Cards | $2 Fee Visa Gift Cards |
| Earn dividends on Direct Money Market monthly balance | Earn higher dividends on Premium Money Market monthly balance | |
| Discount on new fixed rate for personal and auto loans | Discount on new fixed rate for personal and auto loans | |
| Earn higher interest on Share Certificates | ||
| Free domestic outgoing wire transfers | ||
| Free Basic checks 2x a year | ||
| Full refund on mortgage appraisal fee |
Existing Members
To upgrade to a bundle, simply call Member Services at 301-933-9100.
Can I join?
There are many ways to become a member. And once you join, you’re a member for life—even if your qualifying relationship changes. You are eligible if you:
- Live, work, worship, go to school in Washington, DC or within the Capital Beltway in Prince George’s County
- Are a relative of a Signal Financial FCU member
- Are a current employee, retiree, or surviving spouse within one of our Select Employee Groups
- Are a member of the Washington Area Bicyclist Association (WABA) — we will pay the first year’s membership fee for new members (WABA eligibility is applicable to residents of MD, DC, and VA only)
- Are an employee of a business member of the Wheaton-Kensington Chamber of Commerce
- Are a resident or employee of Leisure World of Maryland
What do I need?
- $5 to deposit into a shareholder account
- One form of ID (Government Issued – must be current and not expired)
- Proof of address if current address does not match primary ID
- U.S. Social Security Number
Bright Future Account
Bright Future is Signal’s youth and young adult account for ages 0-26. The account is designed to instill financial responsibility among our younger members and comes equipped with most of the features of a standard Signal Financial account.
Parents and grandparents can transfer funds directly from their Signal Financial account into the youth account. They can also link the youth account to their account on eBanking to enable easy monitoring of debit card usage.
Enroll Your Company As a Select Employee Group (SEG)
All of your employees and their families can take advantage of credit union membership at no cost to you. Call 301-933-9100, ext. 298 to find out more about becoming a SEG.
THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
To learn more, visit www.ncua.gov, or read the Your Insured Funds (Sus fondos asegurados) document linked below. To calculate your share insurance coverage, visit: www.mycreditunion.gov/protect/Pages/SI.aspx
Membership Forms & Additional Information
Signal Financial Federal Credit Union Membership Application
Washington Area Bicyclist Association (WABA) Application
How Your Accounts Are Federally Insured (an NCUA publication)
Cómo asegurar sus cuentas con seguro federal (español) (an NCUA publication)
Your Insured Funds (an NCUA publication)
Sus fondos asegurados español) (an NCUA publication)
Children’s Privacy
We do not knowingly collect Personal Information from individuals under the age of 13 who use our Sites without obtaining consent from a parent or legal guardian.
To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission’s website.