VISA® Classic

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VISA® Platinum

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VISA® Share Secured1

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Annual Percentage Rate (APR)

Currently 12.750% 2
(Prime Rate + 8.50%)

Currently 10.750% 2
(Prime Rate + 6.50%)

Currently 12.750% 2
(Prime Rate + 8.50%)

Credit Limit

$500 to $9,999

$10,000 to $30,000

$500 to $9,999

Annual Fee

None the first year. Each year thereafter, $25 per year. Annual fee is waived for members who conduct a minimum of $1,000.00 in transactions over a 12 month period.

No Annual Fee

None the first year. Each year thereafter, $25 per year. Annual fee is waived for members who conduct a minimum of $1,000.00 in transactions over a 12 month period.

Balance Transfer

0% for first 6 months; then reverts to standard card rate3

0% for first 6 months; then reverts to standard card rate3

0% for first 6 months; then reverts to standard card rate3

Reward Points

 YES

 YES

 YES

24/7 Customer Service

 YES

 YES

 YES

Travel Accident Insurance

Up to $250,000

Up to $500,000

Up to $250,000

1 Ideal for members looking to build or rebuild their credit.

2 Rates shown are effective as of July 1, 2017. Rates and terms are subject to change without notice.

3 Balance Transfer Fee equal to 2.5% of the transferred balance applies.

 


icon-lending-credit-cardEarn rewards every time you use your Signal credit card!

Earn 1 point for each dollar spent on everyday purchases like food or gas—and redeem them for your choice of nearly 2,000 reward options, from top-of-the-line merchandise to travel opportunities. Merchant-funded rewards are also available for select merchants, such as cruise lines, online retailers, and local businesses. Visit the CU Rewards website to learn more.


Manage your credit card account online

From checking your balance and recent transactions to making payments, you can manage your account in just a few clicks. Register for VISA® Online Access now.

VISA Login


VISA® Purchase Alerts

VISA Purchase Alerts Quick Guide

Signal Financial members who have VISA® debit or credit cards may now set up purchase alerts for their cards.

Be notified when a purchase made with your card:

  • was above a certain dollar amount
  • was made outside the US
  • was made online or over the phone

Purchase alerts can notify card holders almost immediately when their card has been used without authorization, and help reduce fraud, which is a good thing both for members and for the credit union.

Please read our quick reference guide, linked above, for instructions. Or click the link below to go straight to the VISA® website and start setting up alerts right away. It only takes a few minutes to protect yourself—you’ll be glad you did!

https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.htm


VISA® Auto Pay

This free service allows you to set up automatic monthly payments to your VISA® credit card through a Signal Financial checking or savings account.

  • Payment options: minimum balance, partial payment or balance in full
  • Payments are made the 20th– 26th each month, or the next business day
  • Call (301) 933-9100, ext. 298 to get started