Consumer Loan Applications (Non-Members)

New and improved process to make applying for loans stress-free and convenient.


Non-Member Loan Applications

I would like to apply for a membership and:

Bank where you belong.

There are many ways to become a member. And once you join, you’re a member for life—even if your qualifying relationship changes. You are eligible if you:

  • work, worship, go to school, live in Washington, DC or within the Capital Beltway in Prince George’s County
  • are a member of an organization that extends credit union membership to its members
  • are a close relative of a Signal member
  • are employed by a company that extends credit union membership to its employees, such as Verizon

Ready to apply? It’s easy. 

Use the applications below to apply for new or used auto loans, new or used motorcycle loans, personal loans, shared secured or certificate secured loans, credit cards, home improvement loans, and/or consumer lines of credit.

Please review the following disclosures before continuing. By clicking ‘Apply’ to begin your loan application, serves as acknowledgment that you have read and agreed to the terms and conditions outlined in the disclosures below. If applying jointly, both parties must become a member.

Product Options Disclosure Page
Membership and Account Agreement­
Truth in Savings Disclosure

The Capitol Hill branch and ATM is temporarily closed.

President's Day

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

Digital Member Support will close at 4 PM on Friday, September 30th. Online banking and ATMs are available 24/7. Our apologies for any inconvenience. 

Closure Notice

Due to inclement weather all Signal Financial branches are closed today. ATMs, mobile and online banking services are fully operational 24 hours a day and 7 days a week.

Digital Member support will close at 12 PM on Saturday, October 1st. Online banking and ATMs are available 24/7. Our apologies for any inconvenience.

Labor Day Closure

All branches and the call center will be closed on Monday, September 5, 2022 in observance of Labor Day.

Independence Day Closure

All branches and the call center will be closed on Monday, July 4, 2022 in observance of Independence Day.

Juneteenth Closure

All branches and the call center will be closed on Monday, June 20 in observance of Juneteenth.

Memorial Day Closure

All branches and the call center will be closed on Monday, May 30, 2022 in observance of Memorial Day.

Presidents’ Day Closure

All branches and the call center will be closed on Monday, February 21, 2022 in observance of Presidents’ Day.

New Years Day Closure

All branches and the call center will be closed on Friday, December 31 and Saturday, January 1 in observance of New Year's Day.

The Capitol Hill, City Center and Leisure World branches will be closed on Thursday, December 30th, 2021. We apologize for any inconvenience. Have a safe Holiday!

Christmas Holiday Closures

All branches and the call center will be closed on Tuesday, October 4, 2022 and Tuesday, October 4, 2022 in observance of the Christmas holiday.

Thanksgiving Holiday Closures

All branches and the call center will be closed on Thursday, November 24, 2022 and Friday, November 25, 2022 in observance of the Thanksgiving holiday.

Veterans Day Holiday Closure

All branches and the call center will be closed on Friday, November 11, 2022 in observance of the Veterans Day holiday.