Business loans that help you get the job done

We’re here to lend a hand to your business

A good idea and a great location can launch a business, but it usually takes money to keep one running. Signal Financial FCU offers several business loan options designed to fit the various needs of your small business. From working capital to commercial real estate, we have loans for the new entrepreneur or seasoned industry veteran. Commercial loans starting at $250,000.

  • Commercial Real Estate Lending
  • Equipment Financing
  • Working Capital
  • Business Credit Card

Business Lines of Credit

Looking to manage cash flow, payroll, or working capital? A Business Line of Credit may be right for you. For short-term cash needs like accounts receivable growth, prompt-payment vendor discounts, vendor volume purchase discounts, building inventory, or offsetting unexpected expenses, our Business Line of Credit connects you with the cash you need to cover your cash flow timing differences.

  • Temporary working capital
  • Cash flow
  • Payroll
  • Gaps between accounts receivables and accounts payables
  • Unexpected expenses

Commercial Real Estate Loans

Buying commercial real estate, renovating commercial property, or refinancing existing commercial mortgage loans can be valuable investments for your small business—let us help you strengthen your business with a Commercial Real Estate Mortgage Loan. Our commercial term loan programs come with no prepayment penalties and up to a 15-year maturity and/or a 30-year amortization.

  • Commercial real estate
  • Multi-family dwellings
  • Property renovation

Equipment Loans

Does your business have the right stuff? Sooner or later, every company needs to buy or upgrade equipment. From computers to conveyors to printers, we can help you get the equipment you need to succeed. Our equipment loans have competitive rates geared to any type of commercial equipment purchase—from new to used, for a small business, or a major factory upgrade. Our commercial lenders will work with you to customize your equipment loan, with options ranging from short-term to long-term programs. Our commercial term loan programs come with no prepayment penalties and up to a 15-year maturity and/or a 30-year amortization.

  • Industrial equipment
  • Retail equipment
  • Computer equipment
  • Medical equipment
  • Manufacturing equipment

Working Capital

When you just need enough credit to pay for a particular shipment or to bridge you between receivables, Signal Financial FCU has the Short-Term Working Capital solutions you need. If your business is growing and you want to normalize your cash flow, lines of credit and short-term loans are available to help meet your working capital needs. We can support:

  • Receivables growth
  • Seasonal cash needs
  • Timing differences between accounts receivable and accounts payable

Business Credit Card

Our platinum business visa credit card is ideal for business expenses from everyday supplies to travel. Purchasing power of up to $50,000.


For more information, contact one of our Commercial Loan Officers:

Martin Yescas | (301) 933-9100 Ext. 231 | myescas@signalfinancialfcu.org

Algenis Liriano | (301) 933-9100 ext. 339 | aliriano@signalfinancialfcu.org

 

 

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