Basic Business Checking
Min. Balance to Open Account | Min. Balance to Maintain |
---|---|
$100 | $0 |
Analysis Checking
Min. Balance to Open Account | Min. Balance to Maintain | Earnings Credit2 |
---|---|---|
$500 | $0 | Varies based on 90-Day Rolling T-Bill |
Business Money Market
Min. Balance to Earn Dividends | Dividend Rate | APY1 |
---|---|---|
$0-$2,499.99 | 0.03% | 0.03% |
$2,500-$19,999.99 | 0.05% | 0.05% |
$20,000-$49,999.99 | 0.05% | 0.05% |
$50,000-$99,999.99 | 0.08% | 0.08% |
$100,000-$249,999.99 | 0.08% | 0.08% |
$250,000.00+ | 0.08% | 0.08% |
Business Savings Account
Min. Balance to Earn Dividends | Dividend Rate | APY1 |
---|---|---|
$50.00 | 0.03% | 0.03% |
Signal Smart Business3
Min. Balance to Earn Dividends | Dividend Rate | APY1 |
---|---|---|
$0-$9,999.00 | 4.24% | 4.33% |
$10,000-$24,999.99 | 4.24% | 4.33% |
$25,000-49,999.99 | 4.24% | 4.33% |
$50,000-$99,999.99 | 4.24% | 4.33% |
$100,000-$999,999,999.99 | 4.24% | 4.33% |
Business Share Certificates
Share Certificate: Term | Amount to Open | Dividend Rate | APY4 |
---|---|---|---|
3 Months ** | $500 | 0.02% | 0.02% |
6 Months | $500 | 5.10% | 5.23% |
10 Months Business Diamond Anniversary ** | $500* | 4.88%* | 5.00%* |
12 Months | $500 | 4.35% | 4.44% |
18 Months | $500 | 1.00% | 1.00% |
24 Months | $500 | 3.95% | 4.02% |
30 Months** | $500 | 0.25% | 0.25% |
36 Months | $500 | 3.74% | 3.81% |
48 Months | $500 | 3.95% | 4.02% |
60 Months | $500 | 3.53% | 3.59% |
72 Months | $500 | 0.40% | 0.40% |
Rates effective as of March 28, 2024
Signal Financial Commercial Fee Schedule
1 APY = Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are compounded daily and credited every month. This schedule is incorporated as a part of your account agreement with your Credit Union. Rates are variable and subject to change after the account is open. Fees may reduce earnings. Membership required.
2 Minimum balance requirements apply to average daily balance (amount of principal in account each day).
3 Signal Smart Business is a tiered savings account with no minimum account balance or transactions required. Signal Financial reserves the right to end or modify this offer at any time. Fees may reduce earnings from this account. Rates subject to change at any time without notice.
4 APY = Annual Percentage Yield. Rates as of October 13, 2023. Minimum balance of $500 required. Dividends are compounded daily and credited monthly. Penalties apply for early withdrawal. Fees could reduce the earning of this account account. Membership required.