Accounts

icon-business-accounts-contentFrom basic checking or short-term and long-term savings, to an array of specialty options, our business accounts will put your hard-earned money to work for you.


Basic Business Checking

Our most popular business account today, this is ideal for the smaller business with low monthly transactions. It requires no minimum balance, and you can open your account with just $100. View Rates

To learn more about our Checking Accounts, please email businessservices@signalfinancialfcu.org.


Analysis Checking

Have a very robust transaction volume? This could be the account for you. Created for businesses whose monthly transactions exceed 500 items, this account can be opened for as little as $500. A monthly earnings credit will offset any fees and costs incurred. View Rates

To learn more about our Checking Accounts, please email businessservices@signalfinancialfcu.org.


Business Money Market

Maximize your dollars with this account designed for business customers wishing to earn a higher dividend rate on their daily collected balance. Open an account today with $2,500. View Rates

To learn more about our Interest-Bearing Accounts, email businessservices@signalfinancialfcu.org.


Business Savings Account

The perfect account to make your money work while it’s accumulating, a Business Savings Account earns dividends for both non-profit and for-profit business members. View Rates

To learn more about our Interest-Bearing Accounts, email businessservices@signalfinancialfcu.org.


Business Share Certificates

A productive way to earn dividends when time is on your side, a Business Share Certificate will help you add to your capital reserves. Available in terms up to 72 months, this account can be opened today for just $500. View Rates

To learn more about our Interest-Bearing Accounts, email businessservices@signalfinancialfcu.org. 

 


Cash Management Services 

We offer a variety of Cash Management Services to help you manage money, so you can concentrate on growing your business. With the help of our Cash Management solutions, you’ll be able to minimize effort and maximize efficiencies … while capitalizing on opportunities to reach your strategic business goals.

Remote Deposit Capture (RDC)
Remote Deposit Capture is a system with the ability to process both high- or low-volume deposits.

    • This system can be utilized by almost any commercial entity, including online business members accepting checks as a form of payment
    • Subscribers can speed up posting and payment (and avoid a trip to the branch) by using a check scanner to convert paper checks into electronic transactions
    • It can all be done from your desktop

To learn more about Remote Deposit Capture, please email businessservices@signalfinancialfcu.org.

Electronic Funds Transfer (EFT) Services
EFT Services offer our business members the ability to initiate ACH batches and transmit outbound wires.

    • ACH is an electronic financial network for processing large/small volumes of credit and debit transactions by batches
    • Wires are a method of Electronic Funds Transfer from one person or financial institution account to another
    • Wires can also be made from one bank account to another
    • Conveniently transfer funds from the comfort of your own office 

To learn more about our EFT Services, please email businessservices@signalfinancialfcu.org.

Once you’ve signed up for EFT Services, access your account here. (Please note, you MUST use this link to access EFT Services.)

For more information, please dial 301-933-9100, ext. 298, or email our Member Services Department at businessservices@signalfinancialfcu.org.


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