We help you make it a home

Mortgage lending services with a human touch

Become a Member

Why finance your home with Signal?


There are a lot of lenders out there to choose from. Signal Financial’s advantage is that we’re dedicated to giving the most value possible to our members. We listen to your needs and identify the options that are best for you—as a member of our cooperative, your best interests come first.

That’s why we have an in-house team that helps you through the lending process from start to finish: our loan officers, underwriters, processors, and manager work together on a daily basis to deliver the best products and service. The Loan Committee meets weekly to evaluate every mortgage we do and make sure it’s the best value to the borrower.

Products and rates that help you save money

We offer a wide variety of home loans: fixed-rate mortgages, adjustable rate mortgages, FHA and VA loans, home equity loans, home equity lines of credit. We aim to be a full-service mortgage lender, and our rates are competitive across the board.

The unique 5/5 Adjustable Rate Mortgage (ARM) is our most popular mortgage loan. It offers the low starting rate of an ARM but with less exposure to rate increases over the life of the loan: your rate increases only every five years, and is capped at 1% increases. This keeps your rate low throughout the life of the loan.

Call for a consultation or apply today

Our loan officers are happy to answer questions and work through loan scenarios with you. Visit Find a Loan Officer for a list of our mortgage loan officers.

Apply today