We have a variety of mortgage programs and loans designed with you in mind. Whether you’re buying for the first time, moving up or renovating, we have an affordable loan for your needs and helpful advice to guide you along the way.
When’s the last time you took a look at your mortgage? It might have been the right fit back when you first bought your home, but things change, and life happens. If you’re not absolutely sure that your current home loan is right for you, it’s time for a Mortgage Check-up.
We can help you explore options and learn if refinancing your home is the best decision for your financial situation.
Whether it’s extra cash to fund a home improvement project, consolidate debt or take a well-deserved vacation, if you’re a homeowner with equity in your home, we can help. We offer two types of home equity products:
Fixed Second Trust Mortgage
Home Equity Line of Credit (HELOC)
We can help with that. Fill out the form below.
Terms and conditions that apply to all mortgage loans: All loans are subject to credit and underwriting approval. Not all applicants will qualify for the lowest rate. Rates, points, and terms may vary depending on variety of factors including but not limited to loan amount, loan purpose, occupancy, credit score, loan-to value ratio, and property type. Rates are only guaranteed once locked and confirmed with our secondary market without any changes made after the request. Rates locked in today for 60 days have an expiration date of (today + 60 days). Rates apply to loans up to $600,000. All rates and terms are subject to change without notice.
1 Conforming loans are available up to a maximum loan amount of $484,350. Jumbo loans are available in certain locations; additional down payment amount may be required. Loan limits may vary by location. Sample rate and payment on a $300,000 30-year fixed-rate loan with a 4.250% interest rate (4.361% Annual Percentage Rate) is $1,476.00. Payments shown do not include taxes or insurance. Actual payment obligation will be greater. Rates and offers are in effect for a limited time and subject to change without notice. Closing Cost is estimated to range from $700 to $2,000 depending on the loan amount and the property location.
2 FHA Purchase loans require a minimum of 3.5% down payment. FHA loans are subject to an Upfront Mortgage Insurance Premium (UMIP) of 1.75% of the loan amount. Monthly Mortgage Insurance Premium (MIP) is based on loan-to-value (LTV) and term. FHA Loans are available up to a maximum loan amount of $721,050. Visit https://www.hud.gov/buying/loans for more information.
3 VA loans are guaranteed by the Department of Veterans Affairs. The property must be occupied by the veteran as their primary residence. Length of service or service commitment, duty status, and character of service determine eligibility for specific home loan benefits. To be eligible, veteran must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE). Loan limits for VA loans in 2019 are the same as the Federal Housing Finance Agency’s limits. 100% financing loans are available for purchase loans only. Visit https://www.benefits.va.gov/homeloans for more information.