Auto Loan Jan 2018 (Park Yourself) - Signal Financial

Park Yourself in a Great Rate

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Become a Member

Signal’s auto loan rates are some of the best in the nation.


Our current auto loan rates are as low as 1.99% APR1  and 0.50% lower for members who choose relationship banking.1
Signal offers affordable auto loans plus extra benefits like rewards points and discounted rates on other products. Members who choose relationship banking with Signal get access to our lowest auto loan rates, as well as other benefits of using Signal as your primary financial institution. (See Product Bundles to learn more.)
Even if you don’t choose relationship banking, Signal has highly competitive auto loan rates and terms that make financing a vehicle more affordable for more people. Being a not-for-profit institution means we can put profits back into lowering rates (instead of paying stockholders). So members can choose an auto loan from Signal with confidence, knowing they’re borrowing from a financial institution that puts its customers’ well-being first and offers a highly competitive rate.

Visit our Vehicle Center to learn more about our rates and financing options.

CAR buying service

Loans aren’t all we offer our members who need to purchase a vehicle: we also offer a car buying service that helps members drive away in the right vehicle at the best price. Signal Premier Auto Connection2, powered by TrueCar®, helps you locate your next new or used vehicle, see what others paid, get guaranteed pricing, and buy your car with less hassle and time.
Call Signal before heading to the dealership to find out what you can afford, and use our car-buying service to get no-hassle pricing.

Already a Signal member?

Click the button below to start an auto loan application if you’re already a Signal member. To find out more, call our auto lending team at 301-933-9100, ext. 105, or email us at


Not a member?

Visit our Membership or Product Bundles pages to learn more about membership at Signal, call us at 301-933-9100, ext. 298 to talk to a Member Services representative, or visit one of our branches.
If you’re ready to apply for credit union membership, click the button below to start an application.

1 APR=Annual Percentage Rate. The 1.99% APR shown above reflects the current minimum APR offered and does NOT include 0.50% discount for Connect, Direct, or Premium bundle members with automatic payment from their Signal Financial account. For members in a Connect, Direct, or Premium bundle, and who have automatic payment from a Signal account, subtract 0.50% APR from the above rate. The APR may be adjusted based on individual credit standing, term loan-to-value, debt-to-income ratio and aggregate credit score. If a $50,000 loan was taken out at the lowest rate of 1.49% for 48 months, the monthly payment would be $1,073.68. New Auto loans are fully available on vehicles that have never been titled and secured up to 120% financing of net discount price plus taxes, tags, GAP insurance and extended warranty. Finance amount is determined by your credit score. Down payment may be required. New Auto rates apply to 2017–2018 model year vehicles with fewer than 5,000 miles. Please contact a loan officer to determine the rate and term for which you qualify. Rates are current as of 12/1/2017.

2 Signal Premier Auto Connection is a free auto-buying service powered by TrueCar. TrueCar, Inc. is an automotive pricing and information website for new and used car buyers and dealers.