Boost Your Holiday Shopping Power with a Holiday Loan!

Borrow up to $15,000 over 36 months at rates as low as 5.99% APR.

Use it to pay for extra holiday expenses, gifts, traveling, or transfer a credit card balance. The Holiday Loan offers a great discount over our regular personal loan rates, so you can borrow what you need for holiday expenditures and pay less interest than you would with most credit cards. 


Also, starting this year, LinkRewards members will receive 1 Bonus point2 for every dollar they borrow with the Holiday Loan! This is a special gift from Signal to you in addition to the 2,500 LinkRewards points you’ll already receive for taking out the loan. ‘Tis the season of giving!

Apply Now


1. APR=Annual Percentage Rate. Must be a Signal Financial Federal Credit Union member in good standing to qualify. All loans subject to credit approval. Monthly payment of $456.26 for 36-month loan of $15,000.00 at 5.99% APR. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change and may vary based on creditworthiness and qualifications. Offer applies to applications received by January 31, 2018.
2. Members enrolled in LinkRewards will receive 1 Bonus Point for every $1 of loan amount—for example, 1,000 LinkRewards points for a $1,000 Holiday Loan. These bonus points are in addition to the standard 2,500 points awarded to LinkRewards members for all new personal loans. Points will be credited to members’ LinkRewards accounts the month following loan funding. Member must be enrolled in a Signal Connect, Signal Direct, or Signal Premium bundle and have a registered LinkRewards account to be eligible. Applies only to Holiday Loans opened between November 15, 2017 and January 31, 2018. This credit union is federally insured by the National Credit Union Administration.