Mortgage Resources

We make the home buying process easy with our online tools and resources available at your fingertips.


Special: HELOC Rates

2.99% APR intro rate first 6 months.*

Special: Refinance Rates

7/1 ARM as low as 2.25%, 2.332% APR*

Home Advantage Program

Browse homes. Earn cash rewards.

Mortgage Rates

Contact us for a custom quote.

Mortgage Calculator

Estimate monthly payments.

Online Classes & Tools

Free webinars and more.

Meet Our Loan Officers

Get to know Philip “PJ” Ulzheimer.

Rates offered to approved applicants will depend on a variety of factors including but not limited to loan amount, loan purpose, occupancy, credit score, loan-to-value ratio, and property type. Payment samples do not include taxes or insurance; the actual payment obligation will be greater. All loans are subject to credit and underwriting approval. Not all applicants will qualify for the lowest rate. All rates and terms are subject to change without notice. Closing Cost is estimated to range from $700 to $2,000 depending on the loan amount and the property location. 

The HomeAdvantageTM program is made available to you through a relationship between Signal Financial Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Signal Financial Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Signal Financial Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

How may we assist you?

Give us a call at 301-933-9100 ext.104 or contact us today to explore your next move, whether it’s a refinance or other mortgage options.