Signal’s LinkRewards1 isn’t just an upgrade, it’s a revolution in our member rewards system.
We’ve gone beyond just credit card rewards points—now the more you link your financial life with the credit union, the more points you earn. Points are easier to earn, last longer, and are easy to redeem for things you value.
- Enroll in a relationship banking bundle and earn relationship rewards points
- Earn points for both debit card and credit card purchases
- Points are valid for five years and accumulate more quickly
- Redeem LinkRewards points for travel, merchandise, or gift cards
LinkRewards (powered by CURewards) started on October 1, 2017, and is a free perk of Signal membership. Read below for more information on how to earn and redeem points.
Relationship rewards points
We’re glad you’re a member! Signal members can earn points simply for being a member of the credit union who has chosen a Connect, Direct, or Premium relationship banking bundle.2 It’s a little thank you from Signal for putting your trust in the credit union. Get rewards simply for having a birthday or a membership anniversary, or for opening a new loan account.
There are seven different ways Signal members who qualify for relationship points can earn points as part of your member relationship:
- Have a membership anniversary
- Have a birthday
- Open a new auto loan
- Open a new mortgage
- Open a new personal loan
- Open a new home equity line of credit
- Open a new credit card
For each of the above, Signal will automatically add points to your LinkRewards account. Stay tuned—we plan to add more ways to earn relationship points in the future!
If you’re a Signal member who isn’t enrolled in a relationship bundle, you can start earning these points by choosing a bundle and filling out the enrollment form.
Debit card rewards points
Signal members who are enrolled in a relationship bundle (Connect, Direct, or Premium) may earn points by using their debit cards. For anyone who uses a debit card frequently, that means you’ll be rewarded for something you’re already doing! If you don’t have a Signal debit card yet, here’s one more reason to get one.
When you use your Signal debit card and choose a signature-based transaction, you’ll earn 1 point for every $3 purchased.3 This makes rewards points easy to earn every day.
If you’re a Signal member who isn’t enrolled in a relationship bundle, you can start earning these points by choosing a bundle and filling out the enrollment form. See our bundles page or contact Member Services to get more information and to get the form: 301-933-9100, ext. 298 or firstname.lastname@example.org.
Credit card rewards points
Members who open a new Visa Platinum credit card after October 1, 2017 will earn points when they make purchases with their Platinum card.
Earn 1 point for every $1 in purchases, including online transactions.4 That’s twice as many points for each purchase as earned with the old Platinum card, so your rewards points accumulate faster. And since LinkRewards points are valid for 5 years, instead of the 3 years with our old rewards program, you’ll be able to purchase more high-points items with them.
Redeeming your points
Go to CURewards.com, the LinkRewards website, and click on the orange Register button. Register using your 16-digit LinkRewards ID, which is 1102800 followed by your credit union membership number — for example, 1100280012345678. Once your account is registered you can create a login and password.
Please note: Do not register using your credit card number or log in using your login from the prior rewards program. These will not direct you to LinkRewards. If you need help finding your membership number or registering, call us at 301-933-9100, ext. 298 and we will be happy to assist you.
To redeem your points, go to the LinkRewards website or download the CURewards app from the App Store or Google Play. To search for the app, use the search term “CURewards”.
1 LinkRewards is free to members and there is no obligation for members to use their points, register on the rewards website, or participate in any way unless they choose to. There is no penalty for not participating in LinkRewards. Members must be “in good standing” to participate in LinkRewards. “Good Standing” is defined as:
— No SFFCU obligations (e.g. mortgage, loan, line of credit, credit card, etc.) currently Past Due more than 15 days
— No charge-offs of any SFFCU loans/shares
— No Shares with a Negative Balance
— No “Repeated NSF” warning flag
–No more than 1 NSF in most recent 90-days
2 LinkRewards relationship rewards points are only available to Signal Financial FCU members who are enrolled in a Connect, Direct, or Premium relationship banking bundle. Members who are not enrolled in a relationship bundle will not be eligible to earn relationship rewards points.
3 LinkRewards debit card rewards points are only available to Signal Financial FCU members who are enrolled in a Connect, Direct, or Premium bundle relationship and who have a Signal checking account with a debit card. Debit card rewards points are earned with each non-PIN transaction at a rate of one point for every $3 in purchases. PIN-based transactions do not earn rewards points. Members with debit cards but who are not enrolled in a Connect, Direct, or Premium bundle will not be eligible to earn debit card rewards points.
4 LinkRewards credit card points are only available to members who open a Visa Platinum credit card after October 1, 2017.