Special Refinance Rates

You May Be Able to Lower Your Mortgage Payment

Rates as low as 2.50% (2.583% APR)1


DIFFICULT TIMES. SIMPLE MORTGAGE SOLUTIONS.

Whether you’re staying home or working on the front lines, we know life in the stay-at-home era isn’t going quite as you’d planned it. Our mortgage experts are here to help you find some peace of mind with potential lower monthly payment options starting at 2.50% (2.583% APR)1 and a low origination fee with no points.

But how do you know what is right for you? Browse our simple solutions below and call us today.

30-Year Fixed Mortgage Rates are at historic lows – contact us for a quote!

Benefits:

  • Longer term makes for a lower payment compared to a 15-year or 20-year term
  • Historic low rates make for more affordable monthly payments
  • Enjoy the peace of mind that a fixed-rate mortgage provides
  • Offers the flexibility to pay more each month to pay off the loan sooner, if desired

Rates change daily, so contact us for today’s rates


7/1 Adjustable Rate Mortgage (ARM) as low as 2.50% (2.583% APR)1

Benefits:

  • Extremely competitive low-rate
  • Perfect for those who do not need a fixed rate beyond 7-years
  • 30-year amortization ensures an affordable monthly payment

15-Year Fixed Mortgage Rate as low as 2.50% (2.734% APR)2

Benefits:

  • Perfect for those who plan to pay their home off in 15-years
  • Save money on interest payments over time
  • Enjoy the peace of mind that a fixed-rate mortgage provides
  • Helps you become mortgage debt-free in a short time
  • Low rate makes a 15-year mortgage more affordable

20-Year Fixed Mortgage Rate as low as 2.875% (3.057% APR)3

Benefits:

  • The perfect blend between a 30-year mortgage and a 15-year mortgage
  • Low rate makes for affordable monthly payments
  • Pay the home off sooner than a 30-year mortgage
  • Enjoy the peace of mind that a fixed-rate mortgage provides
  • Saves you interest over the life of the loan when compared to a 30-year mortgage

This is a limited time offer, so act now. Rates and terms are subject to change at any time.

DISCLOSURES

1 As of April 1, 2021, Signal Financial FCU’s 7/1 ARM rate is 2.50% (2.583% APR). APR= Annual Percentage Rate. Rates are subject to change at any time and may vary depending on variety of factors. Not all borrowers will qualify for the lowest rate.  Rates for adjustable Rate Mortgages (ARMs) may increase when adjusted. Other restrictions apply. A sample payment on a $300,000 loan for a 7/1 ARM at 2.50% (2.583% APR) is $1,185.36 for the first 84 months; A sample payment for the next 276 months at a sample rate of 4.50% (4.638% APR) is $1,447.51 based on a 30-year amortization and a 2% adjustment. Actual adjustment and payment after adjustments will vary.  Payments do not include amounts for taxes and insurance premiums for first lien loans; the actual payment obligation will be greater. Please contact a mortgage loan officer at 301-933-9100 ext. 104 about applicable rates and offers. Appraisal fee refund is available to members enrolled in a Premium Bundle with a qualifying new mortgage loan. For information about the Premium Bundle, please visit the membership page.

2 As of April 1, 2021, Signal Financial FCU’s 15-year fixed rate is 2.50% (2.734% APR). APR= Annual Percentage Rate. Rates are subject to change at any time, without notice and may vary depending on variety of factors.  Not all borrowers will qualify for the lowest rate.  Other restrictions apply. Rates and offers are available for a limited time and subject to change without notice. A sample payment on a $300,000 loan for a 15-year fixed rate loan at 2.50% (2.734% APR) is  $2,000.37. Payments do not include amounts for taxes and insurance premiums for first lien loans; the actual payment obligation will be greater. Please contact a mortgage loan officer at 301-933-9100 ext. 104 about applicable rates and offers. Appraisal fee refund is available to members enrolled in a Premium Bundle with a qualifying new mortgage loan. For information about the Premium Bundle, please visit the membership page.

3 As of April 1, 2021, Signal Financial FCU’s 20-year fixed rate is 2.875% (3.057% APR). APR= Annual Percentage Rate. Rates are subject to change at any time and may vary depending on variety of factors. Not all borrowers will qualify for the lowest rate.  Rates and offers are available for a limited time and subject to change without notice. A sample payment on a $300,000 loan for a 20-year fixed rate loan at 2.875% (3.057% APR) is $1,645.08.  Payments do not include amounts for taxes and insurance premiums for first lien loans; the actual payment obligation will be greater. Please contact a mortgage loan officer at 301-933-9100 ext. 104 about applicable rates and offers. Appraisal fee refund is available to members enrolled in a Premium Bundle with a qualifying new mortgage loan. For information about the Premium Bundle, please visit the membership page.

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