We’re here to help you spread holiday cheer.


The holidays are approaching… do you have everything you need?

With interest rates as low as 6.99% APR*, our holiday loan can help take care of travel arrangements and gift shopping—early. All you’ll have to worry about is which wrapping paper to choose… and how to tie that perfect bow.

This season, borrow up to $15,000 at rates as low as 6.99% APR* with terms up to 36 months—a joyful discount off our regular personal loan rates! The Holiday Loan is available November 15th, 2021 through January 31, 2022 for qualifying applicants.


Get ahead of the season!

Use our easy online application to apply.

Not a member yet? No worries, we have you covered this holiday season, too! Click the non-member application link below.


1 APR = Annual Percentage Rate. Must be a Signal Financial Federal Credit Union member in good standing to qualify. To qualify for the promotional rate, loan payments must be set up as automatic transfers from a Signal Financial FCU account; otherwise standard personal loan rates and requirements will apply. All loans subject to credit approval. A 36-month loan of $15,000.00 at 6.99% APR would have a monthly payment of $463.14; your payment may differ depending on rate and term. Not all applicants will qualify for the lowest rate or the longest term. Your rate and term may differ depending on your creditworthiness. Rates and terms are subject to change at any time without notice and may vary based on creditworthiness and qualifications. Offer applies only to applications received by January 31, 2022. May not be combined with any other promotions or discounts.