Business Account Rates - Signal Financial
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Business Account Rates

Basic Business Checking

Min. Balance to Earn Dividends

Dividend Rate  APY1

$0+

0.10%

0.10%

Analysis Checking

Min. Balance to Open Account

Min. Balance Required to Maintain

Earnings Credit2
90-Day Rolling T-Bill

$500

$0

0.031%

Business Money Market

Min. Balance to Earn Dividends

Dividend Rate  APY1

$0-$2,499.99

0.05%

0.05%

$2,500-$19,999.99

0.20%

0.20%

$20,000-$49,999.99

0.25%

0.25%

$50,000-$99,999.99

1.00%

1.00%

$100,000-$249,999.99

1.00%

1.00%

$250,000.00+

1.00%

1.00%

business Savings Account

Min. Balance to Earn Dividends

Dividend Rate

APY1

$50.00

0.15%

0.15%

Business Share Certificates

Share Certificate: Term

Min. Balance to Earn Dividends

Dividend Rate

APY3

31 Days

$500

0.200%

0.200%

91 Days

$500

0.550%

0.552%

182 Days

$500

1.250%

1.258%

12 Months

$500

2.500%

2.531%

18 Months

$500

2.550%

2.583%

24 Months

$500

2.600%

2.634%

30 Months

$500

2.600%

2.634%

36 Months

$500

2.650%

2.685%

48 Months

$500

2.700%

2.737%

60 Months

$500

3.050%

3.097%

72 Months

$500

3.300%

3.355%

Effective November 26, 2018

 

1 APY = Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are compounded daily and credited every month. This schedule is incorporated as a part of your account agreement with your Credit Union. All savings rates are variable, this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.

2 Minimum balance requirements apply to average daily balance (amount of principal in account each day).

3 APY = Annual Percentage Yield. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends for certificates of 182 days or less are compounded daily and paid at maturity. Dividends of Certificates and IRA certificates of 12 to 72 months are compounded daily and paid quarterly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.