Back-to-School Budgeting Tips

August marks the beginning of the back-to-school season, which is a time of anticipation and excitement as students look forward to embarking on the journey of a new scholastic year. For parents, this time can be extremely stressful if they haven’t prepared financially for back-to-school shopping. 2020 will put an additional twist on this already […]

4 Tips on shifting your Money Mindset

  A person’s mentality has a lot to do with how successful they are or will be in many facets in life. When it comes to money this is no different. For those of us who have a negative outlook on money, you may have developed a “scarcity mindset”, and you’ll find yourself always focusing […]

Financial Awareness Day 2020

August 14th is National Financial Awareness Day. Diving deep into the ins-and-outs of your personal financial situation can be intimidating for some, however it is essential to your overall wellness that you have some idea of what is going on with your financial picture. If you aren’t too knowledgeable of your current financial landscape, you’re […]

Millennial views on wealth and investing during the pandemic

The overwhelming impact of the pandemic on the economy has put the pressure on Millennials to achieve financial security and build generational wealth. Burdens on Millennials have increased and include a growing sense of financial insecurity along with social unrest. The spending and investing trends of Millennials during the COVID-19 pandemic are much different than […]

From the Teller Line: Money managing tips during the pandemic

Due to the uncertainty that the COVID-19 pandemic has caused in our lives, budgeting has become a major priority along with staying safe and healthy. While you may end up utilizing more of your credit card limits than normal, you want to avoid accumulating too much additional debt and long-term financial damage. Taking some simple […]

From the Teller Line: Auto loans may be the key to your new car purchase

Buying a new car can be a time consuming ordeal. No matter what your occupation is, everyone has their own budget and deciding on the right car and the right way to purchase that car is an important decision. Whether you’re buying the vehicle of your dreams or a car to get from point A […]

From the Teller Line: Beware of new Phishing Scams

As the COVID-19 pandemic surges on, unfortunately so does the number of scams aiming to thrive on people’s desperation during these times. Last week there was an email alert that went out about a phishing scam that involved scammers using Signal’s toll-free number to gather personal information from non-members. We have since learned about a […]

From the Teller Line: Green Home Improvement

Let’s make your home smarter. Consider using a home equity line of credit (also known as a HELOC) to pay for smart home upgrades and repairs. A HELOC allows you to essentially use the equity in your home to improve your home. The home improvements with the best returns are often environmentally friendly, energy-saving projects. […]

From the Teller Line: Should I Refinance My Car

Despite this tumultuous time, it may be a good time to refinance your auto loan. You may be able to lower your monthly payment by getting a lower interest rate after you refinance. Currently, Signal’s auto loan rates are as low as 1.74% APR if your car is a 2020 year model with 5,000 miles […]

video chat call grandmother and girl From the Teller Line: What to know about payment deferrals

When you’d rather be focused on family… More than 40 million Americans are experiencing unemployment, and Congress is working on incentives to get people back to work, according to The Washington Post. If you have experienced job loss, or reduced income due to COVID-19, asking for a payment deferral on a mortgage loan, consumer loan […]